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Set a personal limit on your Klarna spending to help you stay within your budget.
See what you have, what you’ve spent, and what you’ve saved – so nothing gets past you.
Click on the pink badge and pay with
Klarna at your favourite stores.
You can Pay now, Pay in 3 interest-free
payments or Pay in 30 days.*
Make any remaining payments in the app.
We’ll keep you on track with reminders and updates.
Shop safely
Shop with peace of mind knowing that Klarna’s buyer and fraud protection has you covered.
Hassle-free returns
Not quite right? Report returns with a tap and only pay for what you keep.
Delivery tracking
Get live tracking updates for all your deliveries – from store to door.
Does Klarna perform a credit check, and will this affect my credit score?
Depending on the payment method or service you choose, we may perform different types of searches to check your financial standing. You can find an overview of the credit checks we run for our payment options and services and whether they impact your credit score below.
Using the below Klarna payment options will not affect your credit score. However, existing, late and unpaid balances, and payment holidays, are visible on your credit file to other lenders. Making repayments on time consistently will help build a positive history when using our payment options.
Using Klarna might affect your credit score when:
If you decide to use Financing, we might perform a credit check with credit reference agencies to complete your credit assessment. This credit check will show up as an inquiry on your credit report, will be visible to other lenders and might impact your credit score.
What is an Affordability Assessment?
When you choose the Financing option you will be asked to provide or confirm some details about your financial situation. We’ll use this information to decide whether we think you are able to meet your repayment obligations.
What information do I need to provide when I buy?
To make a purchase with Klarna you need to provide:
We recommend that if you are new to Klarna and you haven’t used Klarna’s payment options before, you should have your first order delivered to your billing address (where your bank account is registered). This maximises the chances of your purchase being accepted.
All information will be sent to your email address, so it is important you provide the right contact details. If you do not receive your statements you may become liable for late payment fees.
Good to know: If you change your email address after you have placed an order, please contact Customer Service and we will help you update your information.